Unlock Funds Against Your Property
Leverage your residential or commercial property to access higher-value financing with competitive interest rates, flexible repayment options, and faster approval assistance.
₹5Cr+
Flexible Secured Financing8,500+
₹400Cr+
20+
24–72 Hrs
Financing Solutions Against Your Property Assets
Explore secured financing options for residential, commercial, rental, and business-related property funding requirements.
Residential Property Loan
Unlock funding against your residential property with flexible repayment.
Secured Residential FundingCommercial Property Loan
Access business financing against office spaces and commercial assets.
Commercial FinancingRental Income Loan
Utilize rental-generating properties for secured financing opportunities.
Rental-Based FundingSelf-Occupied Property
Raise funds while continuing ownership and usage of your property.
Continue OwnershipBalance Transfer LAP
Shift existing LAP loans to improved interest rates and terms.
Interest OptimizationBusiness Expansion Loan
Secure large-scale funding for business growth and expansion plans.
Growth CapitalWorking Capital Against Property
Manage operational and business cash flow requirements efficiently.
Working CapitalLease Rental Discounting
Leverage leased commercial properties for structured financing solutions.
Lease FinancingWhy Choose CGH For Loan Against Property
Access secured financing solutions with higher loan eligibility, competitive interest rates, property evaluation assistance, and dedicated support from application to disbursement.
8,500+
LAP Loans Successfully Processed₹400Cr+
Secured Financing Value Processed20+
Partner Banks & NBFCs24–72Hrs
Faster Approval AssistanceHigher Loan Eligibility
Unlock higher-value secured financing based on property valuation.
Lower Interest Rates
Benefit from competitive secured lending rates compared to unsecured loans.
Multi-Bank Comparison
Compare offers from leading lenders for better financing options.
Faster Processing
Simplified documentation and quick property evaluation support.
Check Your LAP Eligibility
Key factors evaluated by lenders before approving secured financing against residential or commercial properties.
Property Ownership
Applicant must possess legally owned residential or commercial property.
Ownership VerificationIncome Stability
Stable income profile improves approval and higher loan eligibility.
Financial EvaluationCredit Score
Healthy credit scores help secure competitive interest rates and approval.
Credit AssessmentProperty Valuation
Loan amount depends on market value and lender property assessment.
Property EvaluationExisting Liabilities
Current EMIs and liabilities are evaluated for repayment capability.
Liability CheckBusiness Profile
Business owners may require operational and income stability verification.
Business AssessmentDocuments Needed For LAP Approval
Keep your KYC, income proof, and property ownership documents ready for faster secured financing approval.
PAN Card
PAN card is required for identity verification and financial processing.
Identity ProofAadhaar Card
Aadhaar card is used for KYC verification and address authentication.
KYC VerificationProperty Papers
Ownership documents and legal property papers are required for evaluation.
Property VerificationIncome Proof
Salary slips or business income proof help assess repayment capacity.
Financial DocumentsBank Statements
Recent bank statements are used to review financial transactions.
Banking RecordsITR Documents
Income tax returns help evaluate income stability and eligibility.
Tax VerificationBusiness Proof
Business registration or operational proof may be required for firms.
Business VerificationOwnership Documents
Legal ownership verification documents are essential for secured lending.
Ownership ConfirmationSimple & Transparent Loan Journey
A structured process designed to simplify secured financing against your residential or commercial property.
Apply Online
Submit your LAP application with property and income details.
Eligibility Review
Financial profile and repayment capability are evaluated by lenders.
Property Evaluation
Market valuation and legal verification of the property are completed.
Documentation
KYC, income proof, and ownership documents are reviewed carefully.
Loan Approval
Final approval is issued after successful verification checks.
Loan Disbursement
Approved loan amount is disbursed securely to the borrower.
Compare Leading LAP Lenders
Access secured financing offers from top banks and NBFCs with expert comparison and approval support.
HDFC Bank
Competitive LAP financing with premium secured lending support.
ICICI Bank
Simplified processing and flexible secured financing options.
Axis Bank
Higher-value secured loans with attractive repayment structures.
SBI Loans
Trusted public-sector financing with secured property loan support.
Bajaj Finserv
Fast documentation and quick property-backed financing assistance.
Tata Capital
Premium secured financing for personal and business funding needs.
PNB Housing
Secured financing solutions against residential and commercial assets.
Aditya Birla Finance
Flexible LAP structures with dedicated relationship support.
Advantages Of Choosing Loan Against Property
Access secured financing with higher eligibility, lower interest rates, and flexible repayment support.
High Loan Amount
Secure higher-value financing based on property market valuation.
Higher Funding EligibilityLower Interest Rates
Enjoy better secured lending rates compared to unsecured financing.
Affordable FinancingContinue Ownership
Retain ownership and usage rights of your property while borrowing.
Property RetentionFlexible Tenure
Choose convenient repayment periods based on financial capability.
Flexible RepaymentBusiness Funding Support
Raise capital for expansion, operations, or working capital requirements.
Growth FinancingBalance Transfer Facility
Transfer existing LAP loans to improved rates and better structures.
Interest OptimizationCommon Questions About Loan Against Property
Find answers related to eligibility, repayment, property evaluation, secured financing, and approval process.
Loan eligibility depends on property market value, income profile, repayment capability, and lender-specific policies.
Residential, commercial, self-occupied, and selected rental properties may qualify based on lender evaluation.
Yes, self-employed professionals and business owners can apply subject to financial and business verification.
Repayment tenure varies depending on lender policies, applicant profile, and loan amount approved.
Borrowers generally continue using the property while it remains mortgaged as collateral during the loan tenure.
Yes, many lenders provide secured financing against eligible commercial and business-use properties.
Trusted by Professionals
Across India
Real experiences from business owners, engineers, doctors, and retirees
who chose Chaitanya Growth Hub for smarter financial decisions.
Let's Build Your Financial Future
Connect with Chaitanya Growth Hub for personalized investment planning, insurance guidance, wealth management, and complete financial growth solutions.
Email Support
Get quick responses from our financial advisory team.
Call Advisory
Speak directly with experienced financial consultants.
Pune Office
Meet our team for personalized financial planning sessions.
Quick Response
Fast consultation support for investments and insurance needs.